Mortgage broker for home buyers and property investors, Australia-wideBuild Your Own Legend.
Home, investment and commercial lending, structured around where you're going, not just this loan.
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Lending that thinks three moves ahead.
Anyone can find you a loan. The question is whether that loan still looks smart when you're buying your next property, and the one after that. We structure lending around where your portfolio is going, not just the contract in front of you.
Numbers first.
Your borrowing position, mapped properly before anything is recommended.
Structure the sequence.
Each loan set up so the next purchase stays possible.
Keep the door open.
Whatever the next move is, home, investment or commercial, the structure's ready for it.
Most people get the loan they were offered.
Not the one that fits where they're headed. Here's the difference.
The usual way
- Placed with whichever bank says yes first, even if it limits the next purchase.
- Chosen on rate alone, with no thought for structure.
- Left alone once it settles.
The Magnus Finance way
- Your position modelled first, before anything is recommended.
- Structured so this loan doesn't quietly block the next move.
- Managed past settlement, so the file never gathers dust.
One brokerage. The whole sequence.
50+ lenders, major banks, non-banks, specialist and private, matched to wherever you are in the journey.
Residential
Your own home or first purchase, the foundation loan, structured so it never boxes in the next move.
Investment
Residential investment lending built for portfolios: equity release done right, entity structures respected, lazy cross-collateralisation avoided.
Commercial
Warehouses, retail, offices, industrial, lending against the asset and the lease, structured for cashflow.
SMSF & specialist
Lending inside super and the non-bank space, where policy knowledge decides outcomes.
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Fair questions.
What does it cost to use Magnus Finance?
In most cases there is no direct cost to you. Magnus Finance is paid a commission by the lender you choose, and we disclose it before anything is signed.
Do you only work with property investors?
No. Home buyers, investors, business owners, SMSF trustees, if there's a property and a loan involved, it's our lane. The strategy work simply scales to how far you want to take it.
Which lenders can you access?
A panel spanning the major banks, specialist and private lenders. We'll always tell you what a lender won't do, not just what they will.
What happens on the strategy call?
Fifteen minutes: where you are, where you're headed, and an honest answer on whether we can move your position forward. If we can't, we'll say so.
How much can I borrow?
It depends on your income, expenses, existing debts and, more than most people expect, which lender you use. Borrowing capacity can vary a lot from bank to bank for the same person. We run your numbers through actual lender calculators before recommending anything, so you see real figures, not a rough guess.
Will talking to you affect my credit score?
No. We don't run a credit check to prepare your strategy. A lender only checks your credit file once you've chosen a strategy and decided to apply.
What documents will I need?
Very little to start. For most employed people it's two recent payslips, and self-employed clients usually need their latest tax returns. The full document list only comes once you've chosen a strategy, and everything is uploaded through a secure client portal. No emailing sensitive files around.
Can you help if I'm self-employed or buying through a trust, company or SMSF?
Yes. That's a big part of what we do. Self-employed income, trusts, companies and SMSF lending all have their own lender rules, and getting the structure right early is what keeps your next purchase possible. We'll always recommend you confirm the structure with your accountant.
Do you only work with clients in Brisbane?
No. We're based in Brisbane but work with clients right across Australia. Everything is done by phone, email and our secure online portal, so where you live doesn't matter.
Legends aren't built on one loan.
15 minutes. No cost, no obligation.